/*
Theme Name: AssetVora Financial
Theme URI: https://assetvora.in/
Author: AssetVora
Description: Modern, responsive financial services WordPress theme for AssetVora — Mutual Funds, Insurance, Loans and Financial Tools.
Version: 9.0.0
Text Domain: assetvora
*/

:root{
 --av-navy:#063b7a;
 --av-blue:#0b5fc6;
 --av-teal:#079c98;
 --av-green:#10a88f;
 --av-orange:#ff6b16;
 --av-ink:#102033;
 --av-muted:#607086;
 --av-bg:#f6f9fc;
 --av-white:#fff;
 --av-border:#e3eaf2;
 --av-shadow:0 14px 45px rgba(12,43,76,.10);
 --av-radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--av-ink);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.container{width:min(1160px,calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(227,234,242,.85)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800}
.brand img{width:48px;height:48px;object-fit:contain}
.brand-text{font-size:22px;letter-spacing:-.5px}
.brand-text span{color:var(--av-teal)}
.main-nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:650}
.main-nav a{color:#33445a}
.main-nav a:hover{color:var(--av-blue)}
.header-actions{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:11px;padding:12px 18px;font-weight:750;border:1px solid transparent;transition:.2s ease;cursor:pointer}
.btn-primary{background:linear-gradient(135deg,var(--av-blue),var(--av-teal));color:#fff;box-shadow:0 9px 24px rgba(11,95,198,.18)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 13px 30px rgba(11,95,198,.24)}
.btn-outline{border-color:var(--av-border);background:#fff;color:var(--av-navy)}
.btn-light{background:#fff;color:var(--av-navy)}
.menu-toggle{display:none;border:1px solid var(--av-border);background:#fff;border-radius:10px;padding:9px 11px;font-size:20px}
.hero{padding:82px 0 72px;background:
radial-gradient(circle at 88% 16%,rgba(7,156,152,.12),transparent 28%),
radial-gradient(circle at 8% 18%,rgba(11,95,198,.10),transparent 25%),
linear-gradient(180deg,#fff,#f8fbff)}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:55px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:#edf7ff;color:var(--av-blue);font-size:12px;font-weight:800;letter-spacing:.3px}
.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.08;letter-spacing:-2.5px;margin:18px 0}
.hero h1 span{background:linear-gradient(90deg,var(--av-blue),var(--av-teal));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p{font-size:18px;color:var(--av-muted);max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 18px}
.trust-row{display:flex;gap:20px;flex-wrap:wrap;color:#59697d;font-size:13px;font-weight:650}
.hero-card{position:relative;background:rgba(255,255,255,.86);border:1px solid var(--av-border);border-radius:28px;padding:28px;box-shadow:var(--av-shadow)}
.hero-card:before{content:"";position:absolute;inset:-1px;border-radius:28px;padding:1px;background:linear-gradient(135deg,rgba(11,95,198,.18),rgba(7,156,152,.16),transparent);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.logo-large{display:flex;align-items:center;justify-content:center;padding:16px 0 24px}
.logo-large img{width:min(300px,75%);filter:drop-shadow(0 14px 25px rgba(6,59,122,.08))}
.mini-dashboard{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.stat{background:#f7fafc;border:1px solid var(--av-border);border-radius:15px;padding:16px}
.stat small{color:var(--av-muted);display:block}
.stat strong{font-size:21px;display:block;margin-top:4px}
.section{padding:76px 0}
.section-alt{background:var(--av-bg)}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:28px}
.section-head h2{font-size:34px;line-height:1.15;margin:0;letter-spacing:-1px}
.section-head p{max-width:610px;color:var(--av-muted);margin:8px 0 0}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--av-border);border-radius:var(--av-radius);padding:24px;box-shadow:0 7px 26px rgba(12,43,76,.045)}
.card:hover{box-shadow:var(--av-shadow);transform:translateY(-2px);transition:.2s}
.icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(135deg,#edf6ff,#e8fbf8);font-size:23px;margin-bottom:16px}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--av-muted);font-size:14px}
.card-link{display:inline-block;margin-top:15px;color:var(--av-blue);font-size:13px;font-weight:800}
.feature-band{background:linear-gradient(135deg,#062f66,#0b5fc6 58%,#079c98);color:#fff;border-radius:26px;padding:42px;position:relative;overflow:hidden}
.feature-band:after{content:"";position:absolute;width:300px;height:300px;border-radius:50%;right:-100px;top:-140px;background:rgba(255,255,255,.09)}
.feature-band h2{font-size:34px;max-width:650px;margin:0 0 10px}
.feature-band p{max-width:690px;color:rgba(255,255,255,.8)}
.tools{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.tool{padding:20px;border-radius:16px;background:#fff;border:1px solid var(--av-border)}
.tool strong{display:block}
.tool span{font-size:13px;color:var(--av-muted)}
.calculator{max-width:820px;margin:auto;background:#fff;border:1px solid var(--av-border);border-radius:24px;padding:28px;box-shadow:var(--av-shadow)}
.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.field label{display:block;font-size:13px;font-weight:750;margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;border:1px solid #d8e2ec;border-radius:10px;padding:12px 13px;font:inherit;outline:none}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--av-blue);box-shadow:0 0 0 3px rgba(11,95,198,.08)}
.result{margin-top:20px;padding:20px;border-radius:15px;background:#f0f8ff;border:1px solid #d7ebff}
.result strong{font-size:30px;color:var(--av-blue)}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.full{grid-column:1/-1}
.cta{padding:65px 0}
.cta-box{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:36px;border-radius:24px;background:#f1f7ff;border:1px solid #dceafb}
.cta-box h2{margin:0;font-size:30px}
.site-footer{background:#081a2d;color:#c4d1df;padding:54px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px}
.site-footer h3{color:#fff;margin:0 0 12px;font-size:15px}
.site-footer p,.site-footer a{font-size:13px;color:#aebed0}
.site-footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:18px;display:flex;justify-content:space-between;gap:15px;font-size:12px}
.page-hero{padding:55px 0;background:linear-gradient(180deg,#f7fbff,#fff)}
.page-hero h1{font-size:44px;line-height:1.1;margin:0 0 10px}
.content{max-width:850px;margin:auto;padding:60px 0}
.content h2{margin-top:35px}
.content p,.content li{color:#506176}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.post-card{overflow:hidden}
.post-card .thumb{height:190px;background:linear-gradient(135deg,#eaf4ff,#e9faf7);display:grid;place-items:center;color:var(--av-blue);font-weight:800}
.post-card .inside{padding:20px}
.notice{font-size:12px;color:#64748b;background:#f8fafc;border:1px solid var(--av-border);padding:12px 14px;border-radius:10px}
@media(max-width:980px){
 .main-nav{display:none;position:absolute;left:18px;right:18px;top:70px;background:#fff;border:1px solid var(--av-border);padding:16px;border-radius:15px;box-shadow:var(--av-shadow);flex-direction:column;align-items:flex-start}
 .main-nav.open{display:flex}.menu-toggle{display:block}.header-actions .btn-outline{display:none}
 .hero-grid{grid-template-columns:1fr}.grid-4,.tools{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
 .container{width:min(100% - 28px,1160px)}.header-inner{min-height:68px}.brand img{width:42px;height:42px}.brand-text{font-size:19px}
 .hero{padding:54px 0}.hero h1{font-size:39px;letter-spacing:-1.7px}.hero p{font-size:16px}
 .section{padding:54px 0}.section-head{display:block}.section-head h2,.feature-band h2{font-size:28px}
 .grid-4,.grid-3,.tools,.blog-grid,.calc-grid,.form-grid{grid-template-columns:1fr}.feature-band{padding:28px}.cta-box{display:block;padding:28px}.cta-box .btn{margin-top:18px}
 .footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:7px}
}

.split-panel{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;background:#fff;border:1px solid var(--av-border);border-radius:24px;padding:34px;box-shadow:0 10px 30px rgba(12,43,76,.05)}
.steps{display:grid;gap:12px}.steps div{display:flex;align-items:center;gap:14px;padding:16px;border:1px solid var(--av-border);border-radius:14px;background:#f9fbfd}.steps b{width:38px;height:38px;display:grid;place-items:center;border-radius:10px;background:#eaf4ff;color:var(--av-blue)}
.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.calculator-grid .calculator{margin:0}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:24px}.contact-info{display:grid;gap:14px;align-content:start}
.contact-info>.card{box-shadow:none}.calculator .field{margin-bottom:14px}.calculator .result{display:grid;gap:5px}
@media(max-width:850px){.split-panel,.contact-grid{grid-template-columns:1fr}.calculator-grid{grid-template-columns:1fr}}

.calc-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.calc-tab{border:1px solid var(--av-border);background:#fff;color:#33445a;padding:11px 15px;border-radius:11px;font:inherit;font-weight:750;cursor:pointer}
.calc-tab.active{background:linear-gradient(135deg,var(--av-blue),var(--av-teal));color:#fff;border-color:transparent}
.advanced-calc{background:#fff;border:1px solid var(--av-border);border-radius:26px;padding:30px;box-shadow:var(--av-shadow)}
.calc-panel{display:none}.calc-panel.active{display:block}
.calc-copy{margin-bottom:22px}.calc-copy h2{margin:10px 0 5px;font-size:30px}.calc-copy p{color:var(--av-muted);margin:0;max-width:700px}
.calc-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.calc-panel#calc-swp .calc-fields,.calc-panel#calc-goal .calc-fields,.calc-panel#calc-insurance .calc-fields{grid-template-columns:repeat(2,1fr)}
.calc-result{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:12px;margin-top:20px}
.calc-result>div{background:#f6faff;border:1px solid #deebf7;border-radius:15px;padding:15px}
.calc-result small,.calc-result b{display:block}.calc-result strong{display:block;font-size:30px;color:var(--av-blue);margin-top:4px}
.calc-note{font-size:12px;color:#68788b;margin:14px 2px 0}
@media(max-width:800px){.calc-fields,.calc-panel#calc-swp .calc-fields,.calc-panel#calc-goal .calc-fields,.calc-panel#calc-insurance .calc-fields{grid-template-columns:1fr}.calc-result{grid-template-columns:1fr}}

.floating-whatsapp{position:fixed;right:20px;bottom:20px;z-index:120;background:#18a66f;color:#fff;border-radius:999px;padding:12px 18px;font-weight:800;box-shadow:0 12px 30px rgba(0,0,0,.16)}
.mobile-bottom-nav{display:none}
@media(max-width:640px){
 .floating-whatsapp{right:14px;bottom:75px;padding:10px 14px}
 .mobile-bottom-nav{position:fixed;display:flex;left:0;right:0;bottom:0;height:58px;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-top:1px solid var(--av-border);z-index:110;justify-content:space-around}
 .mobile-bottom-nav a{font-size:17px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1px;color:var(--av-navy);font-weight:800;min-width:65px}
 .mobile-bottom-nav span{font-size:9px;font-weight:700;color:var(--av-muted)}
}

/* Global calculator available on every page */
.av-calc-fab{position:fixed;right:20px;bottom:86px;z-index:125;border:0;border-radius:999px;padding:13px 18px;background:linear-gradient(135deg,var(--av-blue),var(--av-teal));color:#fff;font-weight:850;box-shadow:0 14px 32px rgba(0,35,75,.22);cursor:pointer}
.av-calc-fab span{margin-left:5px}
.av-calc-modal{display:none;position:fixed;inset:0;z-index:300}
.av-calc-modal.open{display:block}
.av-calc-backdrop{position:absolute;inset:0;background:rgba(5,20,38,.58);backdrop-filter:blur(5px)}
.av-calc-dialog{position:relative;width:min(920px,calc(100% - 28px));max-height:calc(100vh - 40px);overflow:auto;margin:20px auto;background:#fff;border-radius:24px;box-shadow:0 30px 80px rgba(0,0,0,.25);animation:avCalcIn .18s ease}
@keyframes avCalcIn{from{opacity:0;transform:translateY(12px) scale(.98)}to{opacity:1;transform:none}}
.av-calc-head{display:flex;justify-content:space-between;align-items:center;padding:24px 26px 14px;border-bottom:1px solid var(--av-border)}
.av-calc-head h2{margin:5px 0 0}.av-calc-close{border:0;background:#f1f5f9;border-radius:50%;width:40px;height:40px;font-size:26px;cursor:pointer}
.av-calc-tabs{display:flex;gap:7px;flex-wrap:wrap;padding:14px 26px;border-bottom:1px solid var(--av-border)}
.av-calc-tab{border:1px solid var(--av-border);background:#fff;border-radius:10px;padding:9px 13px;font-weight:800;cursor:pointer}
.av-calc-tab.active{background:var(--av-blue);border-color:var(--av-blue);color:#fff}
.av-calc-body{padding:24px 26px}.av-calc-pane{display:none}.av-calc-pane.active{display:block}
.av-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.av-calc-pane .field{margin:0}
.av-calc-action{margin-top:18px}.av-result{margin-top:18px;background:#f5faff;border:1px solid #dbeaf8;border-radius:16px;padding:17px}
.av-result strong{display:block;font-size:30px;color:var(--av-blue)}.av-result span{display:block;margin-top:4px;color:var(--av-muted)}
.av-calc-foot{display:flex;justify-content:space-between;gap:15px;align-items:center;padding:14px 26px;border-top:1px solid var(--av-border);font-size:12px;color:var(--av-muted)}
.av-calc-foot a{font-weight:800;color:var(--av-blue)}
.av-calc-lock{overflow:hidden}
@media(max-width:700px){
 .av-calc-fab{right:12px;bottom:72px;padding:11px 14px}.av-calc-fab span{display:none}
 .av-calc-dialog{width:calc(100% - 16px);max-height:calc(100vh - 16px);margin:8px auto;border-radius:20px}
 .av-calc-head,.av-calc-tabs,.av-calc-body{padding-left:18px;padding-right:18px}
 .av-fields{grid-template-columns:1fr}.av-calc-foot{padding:12px 18px;flex-direction:column;align-items:flex-start}
}

.brand-contact-card{display:grid;grid-template-columns:1fr 1.2fr;gap:26px;align-items:center;padding:30px;border:1px solid var(--av-border);border-radius:24px;background:linear-gradient(135deg,#f8fbff,#eefafa);box-shadow:var(--av-shadow)}
.brand-social-links{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.brand-social-links a{display:flex;justify-content:space-between;gap:10px;padding:13px 15px;border-radius:12px;background:#fff;border:1px solid var(--av-border);font-weight:800;color:var(--av-navy)}
.brand-social-links span{color:var(--av-muted);font-weight:700}
.brand-social-bar{padding:13px 0;border-top:1px solid var(--av-border);background:#f8fafc}
.brand-social-bar .container{display:flex;gap:18px;justify-content:center;flex-wrap:wrap}
.brand-social-bar a{font-size:13px;font-weight:800;color:var(--av-blue)}
@media(max-width:760px){.brand-contact-card{grid-template-columns:1fr}.brand-social-links{grid-template-columns:1fr}}

.section-head.center{text-align:center;max-width:760px;margin:0 auto 28px}
.intent-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.intent-card{display:block;padding:22px;border:1px solid var(--av-border);border-radius:20px;background:#fff;box-shadow:0 8px 24px rgba(10,35,65,.05);transition:.18s}
.intent-card:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(10,35,65,.1)}
.intent-card>span{font-size:28px}.intent-card h3{margin:12px 0 5px}.intent-card p{margin:0 0 14px;color:var(--av-muted)}.intent-card b{color:var(--av-blue)}
@media(max-width:850px){.intent-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.intent-grid{grid-template-columns:1fr}}

.result.success{border-color:#b7e4c7;background:#f0fff5}

/* ===== AssetVora V9 Premium UI ===== */
:root{--av-navy:#063b7a;--av-blue:#0b63ce;--av-teal:#079c98;--av-green:#13aa8f;--av-orange:#ff6b16;--av-ink:#0c2137;--av-muted:#617188;--av-bg:#f5f8fc;--av-white:#fff;--av-border:#e1e9f2;--av-shadow:0 18px 60px rgba(6,36,71,.10)}
body{background:#fff;color:var(--av-ink)}
a{transition:color .18s ease,transform .18s ease}
.site-header{border-bottom:1px solid rgba(225,233,242,.9);box-shadow:0 3px 20px rgba(6,36,71,.03)}
.header-inner{min-height:82px}.brand{gap:10px}.brand img{width:58px;height:58px;object-fit:contain}.brand-wordmark{font-size:22px;font-weight:900;letter-spacing:-.7px}.brand-wordmark span,.footer-logo-row strong span{color:var(--av-teal)}
.main-nav{gap:20px}.main-nav>a,.nav-parent{font-weight:750;color:#33475f;background:none;border:0;font:inherit;cursor:pointer;padding:10px 2px}
.nav-parent{display:flex;align-items:center;gap:6px}.nav-group{position:relative}.mega-menu{position:absolute;top:44px;left:50%;transform:translateX(-50%) translateY(8px);width:650px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:22px;background:#fff;border:1px solid var(--av-border);border-radius:18px;box-shadow:var(--av-shadow);opacity:0;visibility:hidden;pointer-events:none;transition:.18s ease}
.nav-group:hover .mega-menu,.nav-group.open .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.mega-col small{display:block;color:#8190a2;font-weight:850;font-size:10px;letter-spacing:1px;margin-bottom:10px}.mega-col a{display:block;padding:10px 9px;border-radius:11px}.mega-col a:hover{background:#f5f9fd}.mega-col b,.mega-col span{display:block}.mega-col b{font-size:14px}.mega-col span{color:var(--av-muted);font-size:11px;margin-top:2px}
.hero{padding:96px 0 84px;background:radial-gradient(circle at 88% 16%,rgba(7,156,152,.13),transparent 27%),radial-gradient(circle at 8% 20%,rgba(11,99,206,.10),transparent 25%),linear-gradient(180deg,#fff,#f8fbff)}
.premium-hero .hero-grid{grid-template-columns:1.08fr .92fr;gap:70px}.premium-hero h1{font-size:clamp(44px,6vw,72px);font-weight:900;letter-spacing:-3px}.premium-hero p{max-width:680px}
.hero-points{display:flex;gap:18px;flex-wrap:wrap;color:#566b83;font-size:13px;font-weight:750}.hero-points span{display:inline-flex;align-items:center;gap:6px}
.hero-dashboard{padding:18px;background:rgba(255,255,255,.94);border:1px solid #dae6f1;border-radius:26px;box-shadow:0 25px 70px rgba(8,46,89,.12)}
.dashboard-top{display:flex;justify-content:space-between;align-items:center;padding:2px 6px 15px;color:var(--av-navy);font-size:12px;font-weight:900}.dashboard-top b{color:var(--av-teal);font-size:11px}
.dashboard-title{font-size:23px;font-weight:900;margin:5px 8px 14px}.dashboard-item{display:flex;align-items:center;gap:12px;padding:15px;margin:7px 0;border:1px solid var(--av-border);border-radius:15px;background:#fff}.dashboard-item:hover{transform:translateX(2px);box-shadow:0 10px 24px rgba(6,36,71,.07)}.dashboard-item>span{width:40px;height:40px;display:grid;place-items:center;border-radius:12px;background:#f0f7ff;font-size:20px}.dashboard-item div{flex:1}.dashboard-item b,.dashboard-item small{display:block}.dashboard-item small{font-size:11px;color:var(--av-muted);margin-top:1px}.dashboard-item em{font-style:normal;color:var(--av-blue);font-weight:900}
.section-tight{padding-top:55px}.center{text-align:center}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px;max-width:1000px;margin:auto}.service-card{display:flex;align-items:center;gap:15px;padding:19px;border:1px solid var(--av-border);border-radius:17px;background:#fff}.service-card>span{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:#eef7ff;font-size:23px}.service-card div{flex:1}.service-card h3{margin:0 0 2px;font-size:17px}.service-card p{margin:0;color:var(--av-muted);font-size:13px}.service-card>b{color:var(--av-blue);font-size:13px}.service-card:hover{transform:translateY(-2px);box-shadow:var(--av-shadow)}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.why-grid h2{font-size:38px;line-height:1.12}.why-cards{display:grid;grid-template-columns:1fr;gap:12px}.why-cards>div{padding:20px;background:#fff;border:1px solid var(--av-border);border-radius:16px}.why-cards b{color:var(--av-blue);font-size:12px}.why-cards h3{margin:6px 0}.why-cards p{margin:0;color:var(--av-muted);font-size:13px}
.tool-banner{display:flex;align-items:center;justify-content:space-between;gap:30px;border-radius:26px;padding:38px;background:linear-gradient(135deg,#062e65,#0b63ce 62%,#079c98);color:#fff;box-shadow:0 22px 60px rgba(6,59,122,.18)}.tool-banner h2{font-size:34px;margin:8px 0}.tool-banner p{margin:0;color:rgba(255,255,255,.8)}
.education-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.education-card{padding:22px;border:1px solid var(--av-border);background:#fff;border-radius:18px}.education-card>span{font-size:26px}.education-card h3{margin:13px 0 6px}.education-card p{color:var(--av-muted);font-size:13px}.education-card a{font-size:13px;font-weight:850;color:var(--av-blue)}
.connect-card{display:grid;grid-template-columns:1fr 1.1fr;gap:25px;align-items:center;padding:30px;border:1px solid var(--av-border);border-radius:23px;background:linear-gradient(135deg,#f8fbff,#eefafa)}.connect-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}.connect-actions a{padding:13px 15px;border-radius:12px;background:#fff;border:1px solid var(--av-border);font-weight:850}.connect-actions small{display:block;color:var(--av-muted);font-size:11px;margin-top:1px}
.inner-hero{padding:70px 0 60px;background:radial-gradient(circle at 90% 25%,rgba(7,156,152,.11),transparent 26%),linear-gradient(180deg,#f7fbff,#fff)}.inner-hero.compact{padding:48px 0 42px}.inner-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}.inner-hero h1{font-size:clamp(39px,5vw,58px);line-height:1.08;letter-spacing:-2.2px;margin:13px 0}.inner-hero p{font-size:17px;color:var(--av-muted);max-width:700px}.breadcrumb{display:flex;gap:8px;align-items:center;font-size:12px;color:#7c8a9b;margin-bottom:18px}.breadcrumb a{color:var(--av-blue);font-weight:750}.inner-hero-card{min-height:265px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:30px;background:rgba(255,255,255,.9);border:1px solid var(--av-border);border-radius:24px;box-shadow:var(--av-shadow)}.service-icon-large{font-size:70px;margin-bottom:17px}.inner-hero-card strong{font-size:18px}.inner-hero-card span{color:var(--av-muted);font-size:13px;margin-top:4px}
.premium-card{padding:24px;border:1px solid var(--av-border);border-radius:18px;background:#fff;box-shadow:0 7px 25px rgba(7,35,68,.035);transition:.18s}.premium-card:hover{transform:translateY(-3px);box-shadow:var(--av-shadow)}.number-chip{width:40px;height:40px;display:grid;place-items:center;border-radius:12px;background:#eef6ff;color:var(--av-blue);font-weight:900;font-size:12px}.premium-card h3{margin:14px 0 6px}.premium-card p{margin:0;color:var(--av-muted);font-size:13px}.premium-card>a{display:inline-block;margin-top:14px;color:var(--av-blue);font-weight:850;font-size:13px}
.process-list{display:grid;gap:12px}.process-list div{display:flex;align-items:center;gap:14px;padding:16px;border-radius:14px;border:1px solid var(--av-border);background:#fff}.process-list b{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:#eef7ff;color:var(--av-blue)}
.faq-list{max-width:900px;margin:auto;display:grid;gap:10px}.faq-list details{border:1px solid var(--av-border);border-radius:15px;background:#fff;padding:0 17px}.faq-list summary{padding:17px 4px;cursor:pointer;font-weight:800;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list p{color:var(--av-muted);padding:0 4px 17px;margin:0;font-size:13px}
.premium-cta{background:linear-gradient(135deg,#082f63,#0b63ce);color:#fff;border:0}.premium-cta .eyebrow{background:rgba(255,255,255,.12);color:#fff}.premium-cta p{color:rgba(255,255,255,.8)}.premium-cta a{color:#fff}
.calc-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.calc-tile{border:1px solid var(--av-border);background:#fff;border-radius:17px;padding:21px;text-align:left;cursor:pointer;transition:.18s}.calc-tile:hover{transform:translateY(-3px);box-shadow:var(--av-shadow)}.calc-tile span{font-size:24px;display:block}.calc-tile strong{display:block;margin-top:10px}.calc-tile small{color:var(--av-muted);font-size:12px}
.contact-premium-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:26px;align-items:start}.contact-methods{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:23px 0}.contact-method{display:flex;align-items:center;gap:12px;padding:15px;border:1px solid var(--av-border);border-radius:15px;background:#fff}.contact-method>span{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#eef7ff}.contact-method strong,.contact-method small{display:block}.contact-method small{color:var(--av-muted);font-size:11px}.social-mini{display:flex;align-items:center;gap:9px;flex-wrap:wrap}.social-mini a{padding:8px 11px;background:#f4f8fb;border-radius:999px;color:var(--av-blue);font-size:12px;font-weight:800}.contact-form-card{background:#fff;border:1px solid var(--av-border);border-radius:23px;padding:28px;box-shadow:var(--av-shadow)}.form-heading h2{margin:8px 0 4px}.form-heading p{color:var(--av-muted);font-size:13px}
.blog-feature{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:stretch;padding:28px;border:1px solid var(--av-border);border-radius:24px;background:#f7fbff}.blog-feature h2{font-size:30px}.blog-feature p{color:var(--av-muted)}.blog-feature-art{display:grid;place-items:center;border-radius:18px;background:linear-gradient(135deg,#eaf4ff,#eafbf8);font-weight:900;color:var(--av-blue);font-size:26px;text-align:center}.premium-post{border:1px solid var(--av-border);border-radius:18px;background:#fff;overflow:hidden;box-shadow:0 6px 24px rgba(8,35,67,.035)}.post-thumb{height:210px;display:grid;place-items:center;background:linear-gradient(135deg,#eaf4ff,#eafbf8);overflow:hidden}.post-thumb img{width:100%;height:100%;object-fit:cover}.post-thumb span{font-weight:900;color:var(--av-blue)}.post-body{padding:20px}.post-meta{font-size:11px;color:#8390a0;font-weight:800}.post-body h3{margin:8px 0;font-size:19px}.post-body p{color:var(--av-muted);font-size:13px}.post-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px}.article-card{background:#fff;border:1px solid var(--av-border);border-radius:22px;padding:26px;box-shadow:0 9px 33px rgba(8,35,67,.05)}.article-image{border-radius:16px;overflow:hidden;margin-bottom:25px}.article-content p,.article-content li{color:#42566e}.article-content h2{margin-top:30px}.article-cta{display:flex;align-items:center;gap:15px;flex-wrap:wrap;margin-top:35px;padding:19px;border-radius:16px;background:#f4f9ff;border:1px solid #dbeaf7}.article-cta span{color:var(--av-muted);font-size:13px}.post-sidebar{display:grid;gap:14px;align-content:start}.content-card{max-width:900px;background:#fff;border:1px solid var(--av-border);border-radius:22px;padding:35px;box-shadow:var(--av-shadow)}
.legal-layout{display:grid;grid-template-columns:250px 1fr;gap:24px}.legal-side .card{position:sticky;top:110px}.legal-content{padding:0;max-width:none}
.error-page{padding:120px 0;text-align:center}.error-code{display:inline-grid;place-items:center;padding:8px 13px;border-radius:999px;background:#edf6ff;color:var(--av-blue);font-weight:900}
.site-footer{background:#071a2e}.footer-top{padding:62px 0 40px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}.site-footer h3{color:#fff}.site-footer a{display:block;margin:7px 0;color:#b9c7d6}.footer-logo-row{display:flex;align-items:center;gap:10px}.footer-logo-row img{width:54px;height:54px;object-fit:contain}.footer-logo-row strong{font-size:20px;color:#fff}.footer-brand p{max-width:360px}.footer-contact-line{margin-top:8px}.footer-contact-line a{display:inline;color:#fff;font-weight:750}.arn-pill{display:inline-block;margin-top:12px;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.08);color:#fff;font-size:11px;font-weight:850}.footer-social-wrap{border-top:1px solid rgba(255,255,255,.09);border-bottom:1px solid rgba(255,255,255,.09);padding:14px 0}.footer-social{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.footer-social>span{font-size:12px;color:#90a4ba;font-weight:850}.footer-social a{margin:0;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.06);font-size:12px;color:#fff}.footer-social small{color:#91a7bd}.footer-bottom{border-top:0!important;padding:18px 0;color:#8da0b4;font-size:11px}
.mobile-bottom-nav{display:none}.floating-whatsapp{bottom:82px!important;background:#13a873!important}
.av-calc-fab{right:20px;bottom:25px!important}
@media(max-width:1000px){.mega-menu{left:0;transform:translateY(8px);width:650px}.nav-group:hover .mega-menu,.nav-group.open .mega-menu{transform:translateY(0)}.main-nav{gap:14px}.header-actions .btn-outline{display:none}.calc-card-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:820px){.main-nav{display:none;position:absolute;left:14px;right:14px;top:75px;align-items:stretch;background:#fff;border:1px solid var(--av-border);padding:12px;border-radius:17px;box-shadow:var(--av-shadow);flex-direction:column}.main-nav.open{display:flex}.nav-group{width:100%}.nav-parent{width:100%;justify-content:space-between}.mega-menu{position:static;width:auto;transform:none!important;display:none;grid-template-columns:1fr;box-shadow:none;padding:8px;background:#f8fbfe;border-radius:13px}.nav-group.open .mega-menu{display:grid;opacity:1;visibility:visible;pointer-events:auto}.hero,.inner-hero{padding-top:58px}.premium-hero .hero-grid,.inner-hero-grid,.why-grid,.connect-card,.contact-premium-grid,.post-layout,.legal-layout{grid-template-columns:1fr}.education-grid{grid-template-columns:1fr 1fr}.service-grid{grid-template-columns:1fr}.tool-banner{display:block}.tool-banner .btn{margin-top:18px}.post-sidebar{order:-1}.legal-side .card{position:static}}
@media(max-width:620px){.container{width:calc(100% - 28px)}.brand img{width:46px;height:46px}.brand-wordmark{font-size:18px}.header-inner{min-height:70px}.hero{padding:48px 0}.premium-hero h1{font-size:42px;letter-spacing:-1.8px}.premium-hero p{font-size:15px}.hero-points{gap:10px;flex-direction:column}.education-grid,.contact-methods,.calc-card-grid{grid-template-columns:1fr}.section{padding:52px 0}.section-head h2,.why-grid h2{font-size:29px}.inner-hero h1{font-size:40px}.inner-hero-card{min-height:210px}.contact-form-card,.article-card{padding:21px}.footer-top{padding:45px 0 30px}.footer-grid{grid-template-columns:1fr}.footer-social{justify-content:flex-start}.mobile-bottom-nav{position:fixed;display:flex;left:0;right:0;bottom:0;height:58px;background:rgba(255,255,255,.97);backdrop-filter:blur(15px);border-top:1px solid var(--av-border);z-index:150;justify-content:space-around}.mobile-bottom-nav a,.mobile-bottom-nav button{border:0;background:none;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;color:var(--av-navy);font-size:17px;font-weight:900}.mobile-bottom-nav span{font-size:9px;color:var(--av-muted)}.floating-whatsapp{bottom:72px!important;right:12px!important}.av-calc-fab{bottom:72px!important;right:14px!important}.av-calc-fab span{display:none}}